Terms & Conditions

Our Services

Scott Sinclair Chilton (“Scott Chilton,” “we,” “us,” or “our”), individually and through his business entity Synthesis Syndicate LLC (“Synthesis Syndicate”), operates https://www.scottchilton.com and all subdomains under the scottchilton.com domain as a platform for sharing insights, educational content, personal perspectives, and professional services spanning multiple topics, including but not limited to business strategy, marketing, financial education, personal development, and other topics of interest. The website may also feature information regarding insurance, real estate, and other business ventures as part of Scott Chilton’s broader personal brand.

Life insurance services discussed on this website are provided individually by Scott Sinclair Chilton as a licensed insurance agent. Other services offered through the website—including consulting services, digital products, marketing services, and any affiliate marketing activities—are offered through Synthesis Syndicate LLC. These services are offered subject to the following conditions.

Scope of These Terms

These Terms apply to all parts of the Website operated under the scottchilton.com domain, including but not limited to www.scottchilton.com, go.scottchilton.com, pages.scottchilton.com, and any other subdomains we may add in the future. Landing pages, online forms, and other services hosted on third-party platforms but using these domain names are also governed by these Terms.

Agreeing to These Terms & Conditions

We offer a range of services depending on your needs. Individuals come to https://www.scottchilton.com for various topics and to engage with our content or services. Many of these Terms and Conditions apply to all visitors. In some cases, the responsibilities of individuals purchasing content and suppliers providing content vary. If these Terms and Conditions are inconsistent with specific Service Terms, those Service Terms will apply.

IMPORTANT NOTICE

PLEASE CAREFULLY READ AND UNDERSTAND THESE TERMS AND CONDITIONS OF USE & SALE (THESE “TERMS”) BEFORE ACCESSING, USING, SUBSCRIBING, OR PLACING AN ORDER OVER https://www.scottchilton.com OR ANY OF OUR SITES OR ONLINE RESOURCES WHICH LINK TO THESE TERMS.

THESE TERMS CONTAIN DISCLAIMERS OF WARRANTIES AND LIMITATIONS OF LIABILITIES INCLUDING ARBITRATION AND CLASS ACTION WAIVER PROVISIONS THAT WAIVE YOUR RIGHT TO A COURT HEARING, RIGHT TO A JURY TRIAL, AND RIGHT TO PARTICIPATE IN A CLASS ACTION (SEE SECTIONS 10, 14, 15, AND 16). ARBITRATION IS MANDATORY AND IS THE EXCLUSIVE REMEDY FOR ANY AND ALL DISPUTES UNLESS SPECIFIED BELOW IN SECTION 16. THESE TERMS FORM AN ESSENTIAL BASIS OF THE AGREEMENT BETWEEN YOU AND EITHER SCOTT SINCLAIR CHILTON INDIVIDUALLY OR SYNTHESIS SYNDICATE LLC, AS APPLICABLE TO THE SERVICES OR PRODUCTS INVOLVED.

SECTION 1 – Website Use

The Website is intended for individuals and businesses operated by adults. If you use the Website, you affirm that you are at least 18 years old or the legal age of majority in your state or province of residence (whichever is greater), have the legal capacity to enter into a binding contract with us, and have read this Agreement and understand and agree to its terms.

SECTION 2 – Website User Conduct and Restrictions-License Terms

All aspects of our Website are protected by U.S. and international copyright, trademark, and other intellectual property laws, including all content, information, design elements, text material, logos, taglines, metatags, hashtags, photographic images, testimonials, personal stories, icons, video and audio clips, and downloads. No material on the Website may be copied, reproduced, distributed, republished, uploaded, displayed, posted, or transmitted in any way whatsoever. The Scott Chilton trademark and logo are proprietary marks of Scott Chilton, and the use of those marks is strictly prohibited. Nothing herein gives you the right to use, copy, register as a domain name, reproduce, or otherwise display any logo, tagline, trademark, trade name, copyrighted material, patent, trade dress, trade secret, or confidential information owned by Scott Chilton or Synthesis Syndicate LLC.

Subject to your continued strict compliance with all Terms, Scott Chilton and/or Synthesis Syndicate LLC provide you a revocable, limited, non-exclusive, royalty-free, non-sublicenseable, non-transferable license to use the Website. You acknowledge and agree that you do not acquire any ownership rights in any material protected by intellectual property laws.

For clarity, the rights granted under this Agreement apply to all parts of the Website, including subdomains under the scottchilton.com domain.

SECTION 3 – Our Privacy Statement and Your Personal Information

We respect your privacy and the use and protection of your personal information. Your submission of personal information through the Website is governed by our Privacy Policy. Scott Chilton and Synthesis Syndicate LLC reserve the right to modify the Privacy Policy in their reasonable discretion from time to time. Our Privacy Policy is incorporated into this Agreement by reference.

SECTION 4 – Information You Provide; Registration; Passwords

To access certain services, products, or features offered through www.scottchilton.com or its subdomains, you may be required to create an account with us or with Synthesis Syndicate LLC. You agree that any information you provide during registration or through forms on the website will be true, accurate, current, and complete. You also agree not to impersonate any other person or use false information.

You are responsible for maintaining the confidentiality of any account credentials, passwords, or other security information associated with your use of our website. You agree not to share your login credentials with any third party. You are fully responsible for all activities that occur under your account, and you agree to notify us immediately of any unauthorized use of your account or any other breach of security.

SECTION 5 – Order Placement and Acceptance

If you order a service or product, payment must be received by us before your order is accepted. We may require additional information regarding your order and may cancel or limit an order any time after it has been placed. Your electronic order confirmation does not signify acceptance of your order. You must contact us immediately at [email protected] to modify or cancel your pending order. We cannot guarantee that we will be able to amend your order in accordance with your instructions.

All items are subject to availability. We reserve the right to limit sales to any person, geographic region, or jurisdiction at our sole discretion.

Your purchase order of products and services is conditioned on your reaffirmation of acceptance of this Agreement.

All advertised prices are in, and all payments shall be in, U.S. Dollars.

SECTION 6 – Refunds

Synthesis Syndicate LLC has no refund or exchange policy for digital products. As our services are delivered electronically, they are deemed "used" after being emailed, downloaded, and/or opened.

If you are not satisfied with our services, your only recourse is to unsubscribe from using the services. We do not provide refunds, credit, or prorated billing for any canceled subscription. If you wish to cancel your subscription, please email [email protected]. You must complete a cancellation survey prior to having your subscription canceled.

SECTION 7 – Subscription Terms and Automatic Payments

A user is responsible for paying all sums due in connection with their subscription in accordance with these Terms. Payments are due on a recurring basis unless the subscription is canceled in accordance with these Terms. By continuing to use the services, you authorize recurring charges to your credit card.

SECTION 8 – Shipping Fees

Unless otherwise stated, if we ship physical products, we reserve the right to add shipping and handling fees. We shall not be liable for any loss, damage, or delay caused by third-party carriers. Risk of loss and title pass to you upon delivery to the carrier.

SECTION 9 – Products, Services, and Prices

Products, services, and prices are generally posted at https://www.scottchilton.com and its related subdomains but are subject to change without notice. Scott Chilton and Synthesis Syndicate LLC reserve the right to discontinue products or services or modify specifications and prices at any time.

SECTION 10 – General Content Disclaimer

The content shared on www.scottchilton.com and its subdomains reflects the personal views, professional insights, and experiences of Scott Sinclair Chilton and is intended for general educational and informational purposes only. It does not constitute legal, financial, or insurance advice specific to any individual situation. Visitors should consult appropriate professionals before making any decisions based on information provided on this website.

SECTION 11 – Insurance Disclaimer

While Scott Sinclair Chilton is individually licensed to provide life insurance services in certain U.S. states, the website does not directly offer insurance policies for sale online. Any discussion of insurance topics is for general informational purposes and does not constitute an offer or solicitation to sell insurance products.

SECTION 12 – Testimonials, Reviews, and Pictures/Videos

Scott Chilton and Synthesis Syndicate LLC welcome feedback and may use testimonials, reviews, and related content, including the name, city, and state of the person submitting it, in any medium for marketing or informational purposes. Testimonials reflect individual experiences and do not guarantee similar results.

SECTION 13 – Affiliate Disclosure

From time to time, www.scottchilton.com and its subdomains may include links to products or services offered by third parties. Some of these links may be affiliate links, which means Synthesis Syndicate LLC may earn a commission if you click the link or make a purchase using the link. This comes at no additional cost to you.

We only promote products and services we believe may be useful or relevant to our audience. However, you should always conduct your own research before making any purchase based on recommendations or links provided on this website.

We make this disclosure in accordance with the Federal Trade Commission’s guidelines regarding endorsements and testimonials (16 CFR Part 255).

SECTION 14 – Compliance with the Laws

As a user, you must comply with all applicable laws, including laws governing advertising, email marketing, telemarketing, testimonials, and similar regulations. You are solely responsible for ensuring your legal compliance.

SECTION 15 – Disclaimers of Other Warranties

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW:

THE WEBSITE AND ALL CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.

SECTION 16 – Limitations of Liabilities

EXCEPT WHERE OTHERWISE INAPPLICABLE OR PROHIBITED BY LAW, IN NO EVENT SHALL SCOTT CHILTON, SYNTHESIS SYNDICATE LLC, OR ANY OF THEIR OFFICERS, DIRECTORS, EMPLOYEES, CONTRACTORS, OR AGENTS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR SIMILAR DAMAGES ARISING OUT OF YOUR USE OF THE WEBSITE OR SERVICES, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

SECTION 17 – Dispute Resolution by Mandatory Binding Arbitration and Class Action Waiver

PLEASE READ THIS ARBITRATION PROVISION CAREFULLY. EXCEPT WHERE PROHIBITED BY LAW, YOU AGREE THAT ANY CLAIM YOU MAY HAVE WILL BE RESOLVED THROUGH FINAL AND BINDING CONFIDENTIAL ARBITRATION, WAIVING THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION. ARBITRATION IS YOUR SOLE REMEDY, EXCEPT AS PROVIDED IN SECTION 18.

SECTION 18 – Additional Remedies

To prevent or limit irreparable harm, Scott Chilton or Synthesis Syndicate LLC may seek temporary or permanent injunctive relief or other equitable remedies in court for breaches or threatened breaches of this Agreement, without waiving the right to pursue monetary damages.

SECTION 19 – Indemnification

You agree to defend, indemnify, and hold harmless Scott Chilton, Synthesis Syndicate LLC, and their officers, directors, employees, contractors, agents, licensors, and suppliers from all claims, actions, liabilities, and settlements arising from your violation of these Terms or related activities.

SECTION 20 – Notice and Takedown Procedures; Copyright Agents

Scott Chilton and Synthesis Syndicate LLC respect intellectual property rights. If you believe your work has been copied in a way that constitutes copyright infringement, please follow our DMCA procedures. We respond to all notices as required by law.

SECTION 21 – Third-Party Links

The Website may include links to other websites for your convenience. These links do not signify our endorsement. We have no responsibility for the content of linked sites. Use of third-party sites is at your own risk.

SECTION 22 – Termination

Scott Chilton or Synthesis Syndicate LLC may terminate your access to any part of the Website at any time, with or without cause. Provisions that should reasonably survive termination, such as intellectual property rights, disclaimers, and limitations of liability, will remain in effect.

SECTION 23 – No Waiver

Our failure to enforce any right or provision shall not constitute a waiver of such right or provision. Waivers must be in writing and signed by an authorized representative.

SECTION 24 – Governing Law and Jurisdiction

These Terms shall be governed by and construed under the laws of the Commonwealth of Massachusetts without regard to its conflicts of law principles. Any legal action arising under these Terms shall be brought in the courts of Massachusetts unless otherwise required by arbitration.

SECTION 25 – Changes

Scott Chilton and Synthesis Syndicate LLC reserve the right to modify or replace these Terms at any time. If a change is material, we will provide notice before it becomes effective. Your continued use of the Website after changes are posted constitutes acceptance of those changes.

SECTION 26 – Contact Information

If you have any questions about these Terms, you can contact us:

• By email: [email protected]
• By phone: 617-802-9900
• By mail: Scott Sinclair Chilton / Synthesis Syndicate LLC Attn: Legal & Compliance Department 405 Concord Ave, Unit 536 Belmont, MA 02478